Saving & spending

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Creating a realistic budget and sticking to it is a great way to help you save for the things you really want. If you've taken out a loan, budgeting will also help to manage the repayments.

If you're thinking of taking out a loan or getting a credit card, we've got some information to help you negotiate the potential pitfalls and choose the right one for you.

You'll also find tips and advice to help you manage your debt if you're finding it hard to repay your loans. There's also helpful information on mobile phones and phone plans.